For you or your family
A lump sum when life takes an unexpected turn
Life – Trauma – Total Permanent Disability
Let's get started
If the worst happened, what matters most to you?
We compare New Zealand's leading insurers
Why Kiwis choose Mike & the team
Independent advice, real human service, and cover that actually protects what matters.
A lump sum when it matters most
With Life, Trauma and TPD you can choose a tax-free lump sum if you pass away, get a serious illness, or can never work again. Money you or your family can use however they need.
The whole market, compared
We're licensed to deal with all 8 insurance companies so you get a true market comparison. Some advisers only deal with a select few. Banks only deal with one.
A real person, not a call centre
You deal with Mike directly. Straight answers, no jargon, and help with the paperwork from quote to cover in place.
Advice without the sales pitch
Real people, on your side
Mike and the team are independent, NZ-based advisers who do one thing: find Kiwis the right cover at the right price. No call centres, no pressure, no products pushed on you, just straight advice from people who genuinely care and will be in your corner at claim time.
- Licensed financial advisers, based in New Zealand
- Independent, we compare the whole market, not one insurer
- A real adviser looks after you from quote to cover in place
How it works
Three simple steps. About 60 seconds to start.
Tell us about yourself
Answer a few quick questions, about 60 seconds.
Mike compares the market
He matches you to the right life, trauma or TPD cover across NZ's leading insurers.
Get covered with confidence
A clear recommendation and help putting it in place, your call.
What Kiwis are saying
“We never thought about what would happen to the mortgage if something happened to my husband. Mike sorted cover that would clear the house. Huge peace of mind.”
“Got diagnosed with cancer at 41. The trauma cover Mike set up paid out a lump sum that let me stop work and focus on treatment. Worth every cent.”
Common questions
What is a lump sum payment?+
It's a one-off, tax-free payout from your cover. Life insurance pays your family if you pass away, trauma cover pays out on a serious illness diagnosis, and TPD pays out if you can never work again.
What's the difference between life, trauma and TPD?+
Life cover pays out when you die. Trauma (or critical illness) cover pays a lump sum on diagnosis of conditions like cancer, heart attack or stroke. TPD pays out if you're totally and permanently unable to work. Mike will help you work out the right mix.
How much cover do I need?+
It depends on your mortgage, debts, income and family. A common approach is enough to clear the mortgage and leave your family secure. That's exactly what the free comparison is for.
Is this really free?+
Yes. There's no charge and no obligation to take anything up. Mike is paid by the insurer if you decide to go ahead, never by you.